COVID-19 crisis and the efficiency of Indian banks: Have they weathered the storm?

Rachita Gulati, Vincent Charles, M. Kabir Hassan, Sunil Kumar

Producción científica: Contribución a una revistaArtículorevisión exhaustiva

3 Citas (Scopus)


The purpose of this study is to determine whether Indian banks were able to weather the COVID-19 storm. We estimate banks’ deposits-generating and operating efficiencies using a two-stage directional distance function-based network data envelopment analysis (DDF-NDEA) approach and seek to capture the immediate impact of COVID-19 on these efficiency measures by comparing their magnitudes in the pre-pandemic (2014/15–2019/20), just 1-year prior to the pandemic (2019/20), and during the pandemic year (2020/21) periods. The study looks at whether the impact of the COVID-19 pandemic was uniform across ownership types and size classes. The empirical findings suggest that the Indian banking system was resilient and withstood the immediate impact of the COVID-19 pandemic. During the study period, however, the large and medium-sized banks experienced some efficiency losses. By and large, regardless of bank group, banks have shown resilience to the shock of the global health pandemic and improvements in efficiency.

Idioma originalInglés
Número de artículo101661
PublicaciónSocio-Economic Planning Sciences
EstadoPublicada - ago. 2023
Publicado de forma externa


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