Impact by acquisition of cargo insurance policy in international

This article aims to analyze the impact generated by contracting a cargo insurance policy in international maritime transport through the different research articles published during the years 2016 to 2021 in Latin America and Europe. Likewise, this article was developed through a systematic review of scientific articles found in various databases such as Redalyc, Scielo, Alicia, Academic Google and La Referencia, giving as results different approaches and authors' appreciations regarding the impact generated by hiring a Insurance policy in international trade and maritime transport, which are: it prevents risks that may occur with cargo, avoids economic effects, gives peace of mind to the exporter and importer and has current coverage throughout the world. Likewise, the authors mention three negative impacts that they consider relevant when contracting insurance: "Delay in recovery times for insurance funds", "Not all products can be insured"and "Deductibles are usually very high.