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Dataset on Financial Literacy, Financial Inclusion, Informal Financial Business Practices, and Intentions towards Formalization of Female Small Vendors in Lima, Peru
(Brill Academic Publishers, 2024-01-01)
This article presents findings from a survey conducted in Lima, Peru, aimed at understanding the relationships between education, financial literacy, financial inclusion, and informal financial business practices among small female vendors. The study, which collected 118 valid responses, focused on the impact of these factors on vendors' intentions toward formalization. Formality was assessed based on legal registration with tax authorities, emphasizing the informal practices viewed on a continuum. These practices were evaluated using a five-point gradation scale that depicted varying levels of formality. Financial literacy, financial inclusion, and formalization intentions were measured using a five-point Likert scale, while a dichotomous question captured the formality-informality of the businesses. The demographic variables included age, gender, business tenure, employee count, and business activity. Educational level, typically treated as demographic, was considered an antecedent to financial literacy. The dataset linked to this study included raw survey data. It serves as a valuable resource for researchers, industry representatives, public authorities, and stakeholders from developing countries to deal with informality and formalization. The survey methodology and data are adaptable for use in different national contexts, facilitating comparative analysis in developing countries.
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Empreendedores que competem entre legitimidade e sustentabilidade financeira em tempos de COVID-19. O papel do suporte da família e dos amigos
(2023-10-17)
Entrepreneurship plays a significant role in a country's development, through new ventures and innovation.In recent times, entrepreneurs have incorporated sustainability into their practice to become more competitive and productive.However, during the COVID-19 pandemic, entrepreneurship has faced the challenge of deciding to allocate limited resources to maintain legitimacy.This paper analyzes the relationship between legitimacy and financial sustainability in COVID-19 times among Colombian entrepreneurs, moderated by family and friends' support.Primary data was collected through a survey of 219 Colombian entrepreneurs.The structural equation model technique was used to validate the model.The study findings revealed that legitimacy positively affects financial sustainability and is positively enhanced by the family's support of Colombian entrepreneurs while being negatively moderated by friends' support.
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Legacy of a crisis: understanding individual success and uncertainty via self-perceived creativity – insights from the COVID-19 pandemic among Colombian entrepreneurs
(Emerald Publishing Limited, 2025-08-04)
This study aims to explore the mediating role of self-perceived creativity in the relationship between the impact of the COVID-19 crisis on individual success and uncertainty perceptions among Colombian entrepreneurs. Design/methodology/approach A quantitative framework was employed to gather survey data. Partial least squares structural equation modeling (SEM) using SmartPLS 4 was used to analyze the mediation hypothesis. Findings This study confirms that an increase in entrepreneurs' individual success correlates with a reduction in their perceived environmental uncertainty during the COVID-19 pandemic. This nexus is partially mediated by entrepreneurs' self-perceived creativity, suggesting that higher levels of perceived personal success bolster creativity, which in turn mitigates perceptions of uncertainty. Research limitations/implications This study's reliance on voluntary deterministic sampling may have limited the representativeness of the sample. Given SEM's preference for larger samples, the smaller sample size necessitates a cautious interpretation of the findings as it may constrain their generalizability. The study also relied on self-reported data for both independent and dependent variables, which may have introduced a bias. Practical implications These findings highlight the importance of strategically managing creativity as a critical entrepreneurial asset, particularly when navigating uncertain times. Policy interventions should therefore include the facilitation of creativity training programs by both governmental and non-governmental entities. Support programs should also encompass emotional assistance to help entrepreneurs navigate through trials and the potential failures caused by crises. Originality/value The originality of this work lies in its simultaneous consideration of entrepreneurial success, uncertainty and creativity within a unified conceptual framework, thereby augmenting entrepreneurship discourse.
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A design science approach to mixed-methods evaluation in serious game research
(Elsevier BV, 2025-06-01)
For a serious game to be effective, it must undergo rigorous validation process. A Design Science approach advocates the use of quantitative or qualitative research methodologies within the creation and validation of artifacts, an approach suitable for evaluating serious games as educational tools. This study presents a methodological framework that integrates quantitative measurement and qualitative inquiry to assess the effectiveness of a serious game designed for ethics education. We provide access to the quantitative questionnaire, its codebook, and the dataset generated during the validation of the authors' approach using a serious game for teaching business ethics. The integration of both methods allowed us to validate the game as a relevant and effective strategy for promoting ethical reflection among university students. These findings support the consistency and reliability of the method used for validating serious games. Methodological Highlights•The quantitative assessment is based on the Technology Acceptance Model III (TAM III) and the Theory of Planned Behavior (TPB).•Qualitative inquiry analyzes students' group work to understand their perceptions of ethical phenomena after gameplay.•Professors can use insights from students' perceptions as a starting point or framework for takeaways in future game applications.
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